financial independence

Why I have no choice but to pursue Financial…

Editors note: Please be advised that the views expressed here are my own. This post is based on a decade long accumulation of experience with jobbing. It is not intended to target anyone or anything specific. Furthermore, this post is not intended to project ungratefulness or to be viewed as complaining. The purpose of this blog post is to express the individual reasons why I’m best suited for financial independence. Additionally, please note that this post may contain affiliate links. Please read my disclaimer for more information.

For the long-time readers of this blog, it’s no secret that I’m tryna elude the 9 to 5 through blogging and dividend investing.

While reaching financial independence may sound like a noble goal, there’s a darker side to the equation that hardly anyone knows about—jobbing is my personal hell!


Though I manage to mask it well, it causes me to be depressed, and I don’t use that word lightly.

I don’t like to talk about it, but I’ve been through real depression and understand what that feels like. I get offended when the word is thrown around by people that don’t understand what it’s like to watch a train go by and wish you were in front of it.

To be fair, jobbing has never caused such feelings—it’s been a combination of other woes. But I can assure you that everyday is an actual battle that I’m struggling to make through.

To put it bluntly, personal relationships have scattered pieces of my heart, and jobbing continues to attack my spirit and soul.

Now, as mentioned in the editors note, this is not about ungratefulness or being a bad employee. I’m extremely thankful to have a job that allows me to build skills. I’m even more happy that I get paid enough to invest.

Furthermore, if you asked any of my previous managers, they’d likely tell you that I made their jobs a lot easier.

This is because I’ve always wanted to be left alone, and I’ve always made an effort to make sure managers don’t need to be on my case.

More often than not, I do what’s required of my role, show up on time, and don’t call in sick unless that shit is for real.

In addition, I naturally want to produce quality work that I’m proud of, and I consider myself to have an above average level of integrity.

Why I have no choice but to pursue Financial Independence Click To Tweet

Frankly, I just want to do things the right way.

Doing things the wrong way happens to be one of my primary reasons for wanting to elude the 9 to 5.

Over the course of a 10 year career, I’ve noticed a lot of corner-cutting and bullshit that I thought would cease to exist in the adult world.

Don’t get me wrong—I’ve come across some incredibly talented people in my jobbing career.

I’ve met some truly great folks that care about their role, work hard, and maintain a great attitude.

However, I’ve come across an even larger group of useless individuals. I mean, some people have no pride in their work and are just on the take.

For example, at 20 years old, I had a job in retail selling electronics.

Since I was good at the role and my manager trusted me, he trusted my opinion when it came to hiring.

He shouldn’t have, though!

Not only did I get him to hire a pretty girl (which he did), I recommended a good friend of mine too.

Regrettably, this was before I understood how full of shit the majority of people are. My friend ended up getting the role and so did the pretty girl.

Since Wednesday was the day of the week that the manager was off, I was typically the one left in charge.

With that said, I don’t enjoy telling people what to do and expect them to do the right thing.

Unfortunately, people don’t naturally do the right thing.

I can only speculate that this is due to the conditioning of the education system—most need to be told what to do.

Nevertheless, my “good friend” would leave me to handle the store by myself while he went to sleep in the back.

I’m just too different

The truth of the matter is that I’m strange AF.

I actually have a working theory that I prefer the exact opposite of everyone else.

For example, most people prefer to have an earlier 9 to 5 shift as opposed to a later shift. However, I’ve always preferred a later shift because I hate rushing in the morning.

Everyone wants to force themselves to bed early, wake up to an alarm clock, and then rush out to work so they can enjoy a couple hours of adulting together in the evening.

Furthermore, it’s gotten more and more difficult to be interested in passive things as I’ve grown older.

Everyone I know can seemingly gain fulfillment by jobbing 5 days a week as long as they get 2 days off for entertainment.

Frankly, that lifestyle is just not enough for me as I have a difficult time being interested in things that lack purpose.

Introverted and Less Needy

I’m just gonna come out and say it…

It’s my personal opinion that you’re all too needy!

It seems like most people are incapable of spending time alone.

Since I’m an introvert, I gain energy by being alone.

While others seem to recharge by being around large groups of people, I find that experience to be incredibly draining.

The same goes for jobbing.

I don’t know what it is, but the moment I head off to work is the moment that my energy is depleted.

Though I’ve enjoyed working with a number of my coworkers, my preference is to work alone.

On the other hand, it seems as though most people actually like driving to work to be around their coworkers.

They often proclaim that they wouldn’t know what to do with themselves if they won the lottery, which blows my friggin’ mind!

It’s like a reincarnation of the school-like atmosphere you become accustom to while growing up. (I always hated that too)


Ever since I received a top honours award in grade 2, I’ve wanted to avoid public recognition.

I quickly realized that it led to speeches and more standing in front of the class.

Furthermore, it doesn’t make me feel great when I’m recognized for doing something that I’m told to do.

As I’ve stated before on this blog, comments left by the readers are much more valuable to me than any recognition I’ve ever received from any class or job.

Although I’m aware that shyness is a default of mine, I believe in focussing on strengths and avoiding weaknesses.

Additionally, I figured out early that I could get decent grades without much effort or studying.

Similarly to now, I view my free time as my time to work on things I enjoy.


Unless you work in a trade or job that requires physical activity, THERE IS NO NEED TO COMMUTE TO WORK!

The internet exists!

The more I think about the concept of commuting, the more ridiculous it seems.

I mean, I actually can’t believe the majority of us are required to do it.

Frankly, it’s got me wondering about the ulterior motives within society.

Like, c’mon… right off the bat you’re required to waste an hour or 2 of your day travelling.

That time and energy wasted on getting ready is time that could be utilized on something productive.

Imagine you could get an hour or two of work done before work…

Also, the act of bringing people together leads to less productivity. Friendships are made, complaining is done, and work is frequently interrupted.

Yes, I realize that information needs to be communicated. However, there are many options nowadays such as e-mail, Skype, What’s App and even phone calls.

My point is that there are various ways to communicate.

Employees could easily be held accountable for their level of productivity.

Furthermore, it doesn’t help traffic or the environment.

Dress Codes

In my opinion, dress codes are as bad as the commute.

I find them to be utterly ridiculous!

In reality, they are best utilized by fake, power hungry individuals.

If I had a dollar for every integrity lacking asshole that was promoted to a position of authority because of how they dress, I’d have already reached FI.

Truthfully, I do appreciate nice clothes. But it’s no longer 1965.

The idea of forcing a human being to work in clothing that doesn’t represent them should be a crime.

Further, please explain to me how wearing uncomfortable dress clothes positively impacts the work!

If you want the truth, I hate hate hate dressing up!

Unlike the types of people that prefer to dress up, I’m not willing to make my entire life about impressing someone else.

I don’t gain a feeling of power by the clicking and clacking of my dress shoes, nor do I respect someone that does.

Frankly, if I’ve got an important business meeting with someone, and they’re wearing a bullshit suit with a sinister car salesman-like smile, I already know what matters to that person.

You’re fake AF and your advice will be meaningless to me.

Assumptives that don’t recognize skillsets | My visual memory stores every annoyance

What people don’t realize is that I’m borderline telepathic and I can sense bullshit from a mile away.

In addition, I have a near video-graphic memory. It’s funny because some people seemingly view my quiet nature as a weakness (haha). They don’t realize that I’m analyzing and downloading every sentence and facial expression.

I’ve noticed that I can search through files in my head like a computer and put myself back in a conversation that happened decades ago.

If you think I’m not listening, or that I can’t properly speak in public, or if you’re underestimating me (etc etc etc), just know that I remember all of our conversations. I’m constantly listening for what you’re saying to hear it contradict something you told me in a previous conversation.

Have you ever heard of the saying “cover your ass?”

Well, I’ve literally got a conversation stored in my head for anyone that ever tries to come against me.

Sound a bit hostile?

Truthfully, I’m extremely awkward around fake people because I can’t find any way to relate.

Occasionally, you get stuck with a manager that slipped through the cracks and actually should’ve been a car salesman.

They put up numbers required to excel in their position, but lack an ability to care about people. They are borderline sociopaths.

Typically, these types become managers for status and to gain a sense of control. Most of them are not in control in any other aspect of their lives.

To shove it in the face of anyone who ever doubted me

Admittedly, it’s not the best trait to have, but I want to stick it to any single person that has ever doubted me.

To anyone that’s ever said dividend investing takes too long or questions the logic behind it, I’m going to prove you wrong.

For the useless academics that only have the capacity to view life in the traditional sense, I already laugh at you.

To the people that don’t understand why I don’t want to buy a new car, you’ll understand why soon enough.

It’s not that any of these folks even need to know about my eventual success.

To be honest, reaching FI alone and living my day to day life will be my revenge.

Personal fulfillment and more Time

The most important reason why I want to reach financial independence is for personal fulfillment.

Like I said, I gain no fulfillment for being recognized for something I’m told to do.

On the other hand, I gain a lot of personal fulfillment through blogging and engaging with like-minded people.

In addition, as learned during my year of eluding the 9 to 5, I value time over everything.

I’m not sure why, but working 5 days a week makes me want to avoid the entire planet.

During my year off, I always said yes when my friends were doing something.

To put it bluntly, I require a healthy amount of space from people in order to enjoy being around them.

If I dig even deeper, I don’t want to hang out with people because I don’t feel like I accomplished anything during the week.

By the end of the week, I’m left exhausted and unfulfilled and unable to care about purposeless activities.

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financial independence


To conclude, looking down the road at a 35 year career is almost the same as staring down the barrel of a shotgun.

On the other hand, a 10 to 15 year career accompanied by personal goals is manageable.

Since I’ve always pursued jobs that focus on building skills instead of chasing money, I’ve been able to gain a wealth of knowledge.

In my earlier years, I was interested in Smartphones, so I worked in retail selling the first BlackBerries and iPhones.

Side note—it’s funny because I can literally recall a condescending uncle of mine asking why I need a Blackberry back in 2007. For the record, I made a career of it and saw where the world was going before you did you condescending prick!

After becoming interested in the investing, I worked in the Mutual Fund industry followed by a self-directed brokerage.

Moreover, my passion for blogging led me to gain more experience in digital communication.

Although I’ve been extremely blessed to obtain skills and work in fields I’m interested in, the above reasons are why I have no choice but to elude the 9 to 5.

Each and every day I visualize and remind myself of my post career, which does not include any version of retirement.

I’m not tryna build up a portfolio to support doing nothing in retirement. I’m forgoing the traditional route and designing the life that best suits me.

Questions for the readers: What are your reasons for pursuing FI? Can you relate to any of the reasons I’ve mentioned above?

  • MrDoublingDollars

    Ah man one question for ya; are you my twin!? ‘Cause you verbalized everything I think about everyday. Well, except for memorizing every conversation. I can’t do that, lol.

    As for those (crazy) people that wouldn’t know what to do. Are they so institutionalized that they can’t imagine what to do with their life if they didn’t have to work!? Not me, I can think of thousands of things I would rather be doing.

    Now if only work didn’t drain my life forces.


      Hey Mr. Doubling Dollars,

      Appreciate the comment!

      It’s good to know that I’m not completely crazy and there’s someone else out there that can relate! As for the memorizing conversations thing, it’s a little bit over exaggerated, but it is true. However, I can’t remember classroom conversations or else I would’ve got better marks in school lol. I think it’s mostly because I’m quiet and observant as opposed to talkative.

      I feel 100% the same about some being over-institutionalized. Though I also think to each their own if it makes them happy. But it makes no sense to me lol. There are so many things I’d rather be doing.

      We’ll both get there man! Keep up your side hustles and you’ll be reaching financial freedom in no time. Imagine what we’ll be able to accomplish with investing and blogging by then… Take care.

  • Mr. ATM

    Hi Graham,

    Well you have pretty much summed up how I used to feel when I was working. Though, I pulled it off for 20 years pretending to be an extrovert. Here are a few tips I learned on the way on how to survive at work:

    1. Learn to ignore stupidity as it is all around us. Listening to stupidity is a waste of time and energy.
    2. Tell yourself over and over that you have an escape plan and the current situation is only temporary. Visualize the day you would handover your resignation to your boss and your colleagues would be in an awe and envy of you.
    3. Keep your plans secret at work. Never ever share it with your colleagues or anyone at work.
    4. When you have a really shitty day at work, just think about the paycheck you are getting. It is the compensation for a shitty day and will one day enable you to exit. Your job is just a job and nothing more.
    5. Stupidity is the new norm while being smart is weird. Get used to be called weird, it’s a good thing.


      Hi Mr. ATM,

      I really appreciate you taking the time to provide your wisdom! As I’ve stated before, any advice I can get from someone who’s already reached what I’m trying to do is extremely valuable advice.

      These tips are great! I especially enjoyed # 2 because I have visualized that. I have a daily reminder set on my phone to keep me engaged, as you said your other comment. I should make it almost more meditative though, like the scenario you described.

      Thanks for tip 3! While I do try maintain anonymous in general with the blog, there are a few friends that know. Thanks for the advice that I will take more seriously going forward!

      The pay cheque and cash I get to invest bi-weekly keeps me going.

      The more you embrace who you really are, the happier and better person you become. Take care!


    My reasons for pursuing FI is because FI gives you the ability to make your own choices. And having the ability to make choices is freedom! It’s not about having to not work another day of your life, but working on what you are passionate about and find fulfilling.

    I can’t imagine myself working 30-40 years in a job I dislike just because I have to do it to survive. If you are smart about it and you are disciplined enough, working for 10 – 15 years and making investments along the way, FI is bound to come. recently posted…How To Start Investing In Stocks (Beginner’s Edition)My Profile


      Hey Terence,

      Thanks for commenting and sharing your reasons for pursuing FI! While this post was more based on reasons that I need to escape, I share the same goals too. I definitely think it’s important to have an underlying reason for wanting freedom. Like you said, it’s about what you find most fulfilling.

      And I agree 100%! A consistent approach over a 10 to 15 year timeframe will lead to FI. It might even come faster than you think. There will be a lot more options once I even reach $1,000 in dividends per month.

      Thanks again for commenting!

  • Sav | A Millennial Spirit

    Are we the same person?? Because these are all pretty much my exact reasons for wanting to pursue FI too…except my memory doesn’t sound as good as yours lol! And while I totally agree about the waste of time that commutes are for most people, my job (fortunately for my sanity) was super physical so my physical presence was required and it didn’t feel totally pointless (sometimes anyway…). BUT I actually just recently quit that job so that I can focus on my other part time jobs (that are still not ideal but pay OK and I hate way less than the main job)/blogging/other stuff. But I am hoping, like most people on here probably, to one day achieve FI and quit all my jobs (except blogging), so that I have the time to actually enjoy life!


      Hi Sav,

      Thanks for taking the time to read and comment! I’m glad to hear that someone else can relate to my reasons for wanting to achieve FI! Honestly, it can be difficult to deal with when you’re so different from everyone else.

      In regards to my memory, unfortunately, it only stores random things. It’s a little over exaggerated in this post. But I wrote about it because I’ve noticed that I remember conversations with people word for word 10 years down the road. I wish I had more control over it lol.

      That’s a good point about having a more physical job. I’ve worked more physically demanding jobs in the past and actually feel better about the work in some ways. It’s nice if you can get outside, and it actually feels like you’ve accomplished something by the end of the day. On the other hand, an office job can interrupt all day with so many meetings that you feel like you didn’t work (I don’t consider meetings work!).

      I’m hoping for the same as you – The only job I want to keep is blogging to go along with dividend investing. Best of luck with your goal! Thanks for stopping by! 🙂

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