Personal Goal-setting & Accountability – September 2017

personal goal-setting

Thanks to an increased effort in August, I accomplished all personal goals set and vastly improved page views over the previous month!

To be honest, I haven’t put this much effort into blogging since I started working full-time again back in December 2016.

In fairness, a lot of life happened during the beginning of 2017. Admittedly, things that happened put me off track and led to confusion.

Unsurprisingly, it trickled into my overall attitude and writing.

In addition, it was difficult to know which direction to take the blog during my year off.

As early readers know, I began with the concept of eluding the 9 to 5 through day trading. But as time went on, my interest in day trading dwindled.

Furthermore, I’d previously read The Intelligent Investor by Ben Graham. I knew it wasn’t wise to speculate with more than 10% of my portfolio.

As I alluded to in my guest post for Apathy Ends, day trading and blogging were not the only reasons I eluded the 9 to 5.

To put it bluntly, my year off was basically a self-funded, self-developed therapy session. And I needed it to reset.

However, it came to an abrupt end around the end of 2016 since I wasn’t day trading or earning enough money from blogging.

Before I knew it, I was back in the 9 to 5 world that I had been so desperately tryna escape.

But, just like everything in life, there are trade-offs.

Now that consistent cash flow is coming in, I have an opportunity to build a dividend income portfolio, and I get to write about the process on this blog.

When reflecting back on the entire journey, I’m extremely grateful with how things went, and I’m very happy with the direction of this blog!

With that said, here’s what I accomplished last month:

Personal Goal-setting & Accountability - September 2017 Click To Tweet

Accountability for August 

Publish 5 blog postsAchieved. 6 blog posts were published in August.

Increase page viewsAchieved! You’ll see in the blog report for August.

Grow social mediaAchieved. The primary networks (Twitter and Pinterest) are both up.

Grow dividend businessAchieved. Annual dividend income was increased by $27.74 in August through a combination of dividend raises and investments.

Save 21% of my incomeAchieved. 23.92% of my net income was saved.


Personal Goal-setting for September — Goal-setting for the pursuit of FI

Publish 6 blog posts. Since I published 6 blog posts in August, I don’t see any reason for publishing less in September.

Increase page views. I have a figure in mind, but I can’t share it because it might provide too much insight on the upcoming blog report for August.

Page Updates. Since I eventually want to reach financial independence through blogging and dividend investing, I am planning on putting more of a focus on monetizing this blog. However, I will only ever endorse products and services that I personally use, and I will only collaborate on value providing projects that help others. I truly enjoy blogging and just want to be able to spend more time working on it.

Save 21%. Although I saved nearly 24% in August, I’m going to maintain the 21% savings rate goal that I set last month. I will maintain this rate for a few months before looking to increase.

Grow forward dividend business income. Seeing that I added $27.74 in annual income during August, I am aiming to add $25 plus in September.


personal goal-setting

Concluding Thoughts

As most of the readers know, all personal goal-setting is written with financial independence in mind.

Although it may sound repetitive, I believe in the concept of speaking things into existence.

The deeper I dig into blogging, the easier it becomes to visualize myself actually blogging full-time.

To conclude, back before the start of the 2010 NBA season, Derrick Rose of the Chicago Bulls said,

“Why can’t I be the MVP of the league?”

He ended up accomplishing it!

Moreover, with the 2017/2018 NBA season approaching, I’m wondering why can’t I be a full-time blogger and dividend investor?!

Question: What goals are you working on this fall?

13 Comment

  1. Love all the goals. Nice being able to post about them and have others as well as yourself holding you accountable for them. This is a quarter ending month, so the dividend goal should be easy to achieve. Especially if you DRIP your dividends. Seems like your social media is doing really well. I just can’t get a good handle on this pinterest thing yet. Guess it just takes some time to get over the learning curve. Keep up the good work. No reason why you shouldn’t be able to accomplish all your goals 2 months in a row!
    Dividend Daze recently posted…Real Estate vs Dividends – What is better for Retirement Income?My Profile

    1. Thanks for taking the time to comment, Dividend Daze! I agree that it’s beneficial to have others hold me accountable for my goals. Admittedly, I haven’t always taken the accountability aspect as serious as I am right now.

      I also think the dividend goal will be easy to achieve – I just have to maintain my consistent savings rate and put the money to work.

      In regards to Pinterest, I still have a lot to learn too. Although, I did try out a free trial of Tailwind during the month. It seemed to helped me learn more about Pinterest through scheduling content. I noticed a bit of an increase in traffic from Pinterest during the month as well. I am still debating if I should pay for the service now that the free trial is complete. Tailwind definitely helps though. If you have the time, I would suggest trying the free trial of Tailwind.

      Thanks for the support on the goals! Best of luck with everything you’re working on this month! Take care 🙂

  2. Good stuff! Blogging can be so tiring, especially if you are making yourself accountable to others.

    I have no goals set for blogging, l just blog when I feel like it, last thing I need is a blogging job.
    Mr. ATM recently posted…Our Utah Summer Vacation Part IIMy Profile

    1. Thanks for reading and commenting, Mr. ATM! Blogging is certainly a lot more work than most non-bloggers realize.

      It’s great that you’ve found a combination of blogging and investing that works for you. And that’s the power of FI – since you’ve already reached FI, you get the benefit of freedom and flexibility.

      I guess in my situation, I enjoy blogging and am looking at it as an additional side hustle to dividend investing. I understand that it could be annoying to be forced to blog, however, I’d take blogging remotely over the 9 to 5 any day.

      Though, I’d blog regardless of it paying me or not. It’s nice to have a creative outlet to document what’s going on in life. It will be interesting to see what the next 5 to 10 years bring from blogging and investing. Thanks for stopping by! Have a great week! 🙂

      1. Mr ATM says: Reply

        Hi Graham,

        Good points, and I agree. I feel the same way about blogging that it provides a creative outlet to document what’s going on in life (probably the main or only reason I still blog), besides if you can make money out of it, that’s even better and beats any 9-5 job.

        Take care,
        Mr. ATM
        Mr ATM recently posted…How I am Protecting My Credit ReportMy Profile

  3. All the best on your September goals! I actually had the most views on my site ever in August. So things for the both of us are looking up&up. 😀

    The successes are really motivating me, I got a little kick in my step to keep things rolling. Do you feel similar?
    MrDoublingDollars recently posted…Side-Hustle Income Report For August 2017My Profile

    1. Thanks for supporting the September goals, Mr. Doubling Dollars! Congrats on your success with blogging in August! That’s awesome to hear you hit all-time high in page views. It’s amazing what a little bit of hard work can accomplish.

      I also had one of the highest months for page views in a while, and I do feel similar. I definitely get a kick out small milestones and success. Now, the challenge this month is maintaining the momentum. I’m looking forward to following your continued success. Keep it up! 🙂

  4. DivHut says: Reply

    Sometimes we all need to take a break from life. It may be a needed week off from the grind or in your case a “self-funded’ year off from work to set your life priorities straight. Like you said everything in life has a trade off and it seems that you are back on track. Blog goals, social media goals, investing goals, savings goals, etc. all seem to be on track once again. I think what you did was very healthy and it will be fun to follow your dividend growth/investing journey in earnest once again. Keep up the good work. My main goal for Sept. is more of the same. Keep investing no matter what’s going on in the markets or world.
    DivHut recently posted…Dividend Income Update August 2017My Profile

    1. Thanks for reading and commenting, Keith! I’m really glad to read that you gathered the exact point I was trying to articulate in this post. Even though my dividend portfolio took a step back during the time off, I really think it was a worthwhile trade-off. The extra time I had to think during the year off and memories accumulated through the experience are invaluable to me. You are completely right about setting my priorities straight. Since I had all that time to think about how I want to spend my time, I have such a clear focus on what I want to accomplish. I now have the most accommodating job I’ve ever had in terms of proximity and schedule. Also, my job is more suitable to the skills I am trying to build. In the end, I think it was a healthy decision that taught me that life is much more in control than I thought.

      Best of luck with your investing goal in September! I’ll be doing the same. Thanks for the support! Have a great day! 🙂

  5. Love the goals dude! You absolutely can be a blogger and dividend investor. Other people do it, why can’t you? Just keep up the grind and focus and you will achieve your goals moving forward. As we know, it takes time. Appreciate the journey, not just the end result. I love the Rose reference btw!

  6. Thanks for supporting the goals, Mr Defined Sight! I appreciate your belief in my long term dream. It’s true that it’s full-time blogging and investing can be achieved. However, I do have to be patient and work hard. I’ve got a long way to go, but like you said, keep grinding, stay focussed and appreciate the process. I’m glad you enjoyed the Rose reference. I’m looking forward to the NBA season this year with all the player movement that has gone on. Take care!

  7. I think I really need to do something like this myself. I’ve recently moved my blog to wordpress and had all these expectations of writing all the time but I’ve barely gotten 3-4 posts/month at max. I really need to write a bit more than I do now but it is hard to get that in there when you have a 9-5 job. I think the problem is that I moved the blog right when busy season was starting at work and I’m still deep in the middle of it. I know it’s an excuse but I’ll see how much my posting upticks when we move into winter when busy season ends.

    1. Hi Time In The Market,

      I appreciate the comment!

      If you’re having a hard time publishing the number of posts you want to per month, I would definitely recommend writing down your goals. It’s definitely helps me to set the tone for the month and have a plan in place to continually focus on. Plus, it’s one extra post right there if you decide to publish your goals.

      In regards to the 3-4 posts per month, I struggle with that too now that I’m working a full-time job. However, I’m slowly getting better by trying to stay accountable for my goals and by staying motivated. I find that reading other blogs, reading books and listening to podcasts helps me stay motivated.

      Thanks again for taking the time to comment! Best of luck with your blog going forward! Keep it up!

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